Home Affordability  
Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.
     

1. What is your current annual pre-tax income?
(Include all sources of income, including salary, interest, dividends, etc.)

$

2. What are your monthly long-term obligations?

 

2a. Monthly auto loan payments:

$

2b. Monthly credit card payments:

$

2c. Other monthly obligations: (such as student loans, alimony, child support, and other personal loans):

$

3. What would the interest rate be on your mortgage?

%

4. What would the term (length) of the loan be (in years)?

5. How much money do you have available for the down payment?

$
 
   
   
Innovative Benefits Consulting, Inc.
One Gateway Center, Suite 725 • Pittsburgh, PA • 15222
Phone:
412-745-2400		 • Fax:
412-745-2401
•
ibc@innoben.com

 

Securities offered through Registered Representatives of NFP Securities, Inc. (NFPSI), Member FINRA/SIPC. Investment Advisory Services offered through Investment Advisory Representatives of NFPSI. Innovative Benefits Consulting  is a member of PartnersFinancial, an affiliate of NFPSI. Innovative Benefits Consulting and NFPSI are not affiliated.

NFPSI does not provide tax or legal advice.  Any decisions whether to implement these ideasshould be made by the client in consultation with professional financial, tax, and legal counsel.

This site is published for residents of the United States only.  Registered Representatives and Investment Advisor Representatives of NFPSI may only conduct business with residents of the states and jurisdictions in which they are properly registered.  Therefore, a response to a request for information may be delayed.  Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed.  For additional information, please contact the NFPSI Compliance Department at 512-697-6000.